Top 15 Mobile Loan Apps in Kenya

Explore Kenya's leading mobile lending platforms offering instant loans via M-Pesa. Compare interest rates, loan limits, and repayment terms to find the best fit for your financial needs.

• Tala
  Licensed by the Central Bank of Kenya, Tala offers a personal line of credit up to KSh 50,000 with continuous access to funds.
• Branch
  Provides personal loans ranging from KSh 500 to KSh 200,000 with flexible repayment terms and competitive interest rates.
• Okash & FairMoney
  Offers quick loans through a simple mobile app, checking transaction history for fast approval.
• Zenka
  A flexible personal loan platform providing loans directly to your M-Pesa account within minutes.
• Timiza
  Beyond instant loans, Timiza allows users to save, pay bills, and purchase insurance directly from their phones.
• ZK Pesa
  An instant loan solution app, consistently ranking among Kenya's top finance apps.
• TruePesa
  Provides instant online loans with a user-friendly interface and quick disbursement.
• InstarCash
  Allows users to borrow up to KSh 40,000, offering a straightforward application process.
• Zash Loan
  Provides instant loans with a focus on user convenience and rapid approval times.
• Meta Loan
  Offers direct money transfers to M-Pesa with minimal processing time.
• 4coins
  A reliable loan app providing quick access to funds for various financial needs.
• Koro
  Offers flexible personal loans up to KSh 200,000 with zero processing fees.
• LendPlus
  Provides instant M-Pesa loans with a simple application process and quick disbursement.
• Chapeo Cash
  Offers fast and easy solutions to financial needs with quick loan approvals up to KSh 100,000.
• M-Shwari
  A mobile banking service by Safaricom offering savings and credit facilities directly through the M-Pesa app.