Compare Trusted Loan Apps & Services in Kenya 2025

Looking for a loan app or financing solution? We provide trusted reviews and comparison tools to help you evaluate loan apps and lenders — know your options before you borrow.

📊 Compare top loan apps ✅ Trusted by thousands 📲 Covers mobile, bank & SACCO lending Apply only after reading terms

How It Works

1. Compare Rates & Terms

Look at interest rates, repayment periods and fees across top digital lenders.

2. Read Independent Reviews

Get unbiased insights on popular apps such as Tala, Branch, Zenka, iPesa and more.

3. Apply Safely

Once you’ve compared options and understood the costs, you can apply securely via your chosen lender.

Loan & Financing Categories

Instant Mobile Loan Apps

Review apps that promote fast access to credit — check their repayment terms and fees first.

View Mobile Loan Apps

Business & SACCO Financing

Compare financing solutions suitable for SMEs, startups and SACCO members.

Explore Business Loans

Personal Loan Solutions

Compare salary-advance loans, short-term credit and secured loans with clear cost breakdowns.

Compare Personal Loans

Tools & Resources to Help You Decide

Loan Calculator Kenya

Estimate your monthly payments based on loan amount, interest rate and term.

Try Calculator

CRB Checker Guide

Learn how to check your credit status and what affects it in Kenya.

Check CRB

Loan Comparison Tool

Compare key features of up to three lenders side-by-side.

Compare Loans

Popular Mobile Loan Apps in Kenya (2025)

Explore and compare these apps. Always check the lender’s terms, interest, and fees before applying.

Read Mobile Loan App Reviews

What Our Users Say

“This site helped me compare several business lenders for my salon.”

— Mary A., Nairobi

“I had no idea there were so many options for students—very helpful!”

— Brian K., Eldoret

“I got a clearer view of my loan costs thanks to the calculator.”

— Kelvin M., Nakuru

Frequently Asked Questions

Which loan apps are best in Kenya for 2025?

Our review covers apps such as Zenka, Tala, Branch, OKash and iPesa — we analyse their terms, interest and fees.

Can I get a loan without a CRB check?

Some apps may advertise minimal checks, but always confirm what the lender actually does and the cost involved.

How do I apply for a loan via phone in Kenya?

After comparing options, download the lender’s app, complete registration and review the terms carefully before applying.

What’s the fastest loan app in Kenya?

Processing time varies by lender — some apps promise quick decisions and Mpesa payouts, but fast service can mean higher cost so check the terms.

Latest Insights

Estimate Your Loan Cost