Top Personal Loans in Kenya – 2025 Guide

Compare unsecured personal loans in Kenya from trusted lenders like Equity Bank, KCB, Absa, Branch, and more. Whether you’re salaried, self-employed, or have bad credit, discover the best personal loan options suited to your financial needs.

Our Featured Personal Loan Providers

• Emergency Loans (Branch, Tala)
  Get instant loans via M-Pesa in under 5 minutes, ideal for short-term emergencies.
• Low‑Interest Loans (KCB, Equity)
  Access low-interest salary loans with flexible repayment periods from major banks.
• Bad‑Credit Friendly Loans (Okash, FairMoney)
  Apply without a CRB check or collateral—ideal for borrowers with poor credit history.
• Salary Advance Loans (HF Group, Absa Timiza)
  Fast approval for salaried employees; repayment is auto-deducted from your paycheck.
• Loans for Self‑Employed (Faulu, Mwananchi Credit)
  Flexible personal credit solutions for entrepreneurs, freelancers, and side hustlers.
• Student Loans (HigherEd, HELB Alternatives)
  Need cash for books or fees? Compare loan options designed for college and university students in Kenya.
• Secured vs. Unsecured Loans
  Learn the pros and cons of personal loans that require collateral versus those that don’t.
• Top-Rated Personal Loan Apps
  Explore mobile apps like Zenka, iPesa, and Okash that offer personal loans with instant approval.