Loans for Self-Employed Individuals in Kenya 2025

Access tailored loan solutions designed specifically for self-employed individuals in Kenya. Whether you're running a small business or freelancing, these options cater to your unique financial needs.

Top Loan Providers for the Self-Employed

• Branch: Offers flexible loan amounts with quick disbursement, ideal for small business owners.
• M-Shwari: Provides savings and loan services accessible via mobile, suitable for freelancers.
• Equity Eazzy Loan: Offers instant loans through the Eazzy Banking App, catering to various income levels.
• KCB M-Pesa: Provides loans based on your M-Pesa transaction history, beneficial for informal sector workers.
• Zenka: Offers first-time users zero-interest loans, with flexible repayment terms.

Application Requirements

• Valid National ID
• Proof of income (e.g., M-Pesa statements, business records)
• Active mobile money account

For more information on loan options for the self-employed, visit Loan Apps Kenya.